GMA is proud of our comprehensive Standard Unit By-law (“SUBL”) and streamlined processing arrangements.

Our SUBL precedent has recently evolved.  We have buttressed its existing strict liability insurance deductible provision by specifically defining circumstances where an owner is liable for a water leak, fire or other “act or omission” perils, in case the government proclaims the proposed amendments to s. 105 of the Condo Act.

The SUBL can be adjusted to protect the Corporation from incurring excessive insurance deductible amounts.  We have also clarified the Corporation’s optional rights of inspection of various unit safety devices and hazards, including chargeback rights in s. 92 or s. 105 scenarios, as described below.   Here are some of our SUBL improvements:


Continue Reading Standard Unit By-law Upgrades

Lozano v. TSCC 1765 was one of our Top 10 cases for 2020 because it reaffirmed that a higher negligence threshold is not applicable for s.105 chargebacks. You can read a summary of the case in our newsletter, Condo Alert!, Winter 2020

 Lozano’s insurer (who paid the insurance deductible) appealed the 2020 decision, asking the Divisional Court to re-write s.105 of the Condo Act and adopt a “robust” negligence test for liability under that section. The court rejected this proposal and dismissed the appeal a few days ago. 


Continue Reading Never mind the ballcocks, here’s the shut-off valve